Romania IBAN at a Glance
| Country | Romania (RO) |
| Length | 24 characters |
| Structure (after RO + check digits) | 4a bank, 16c account |
| Example IBAN | RO49 AAAA 1B31 0075 9384 0000 |
| SEPA member | Yes |
The example above is the published ISO registry sample for Romania. It passes checksum validation but is not a real account.
How to Read a Romania IBAN
Every IBAN starts the same way: the first two letters are the country code (RO) and the next two digits are the mod-97 check digits, computed over the entire number. What follows is Romania's domestic account format: 4a bank, 16c account.
For an international transfer to Romania you will typically need this IBAN plus the bank's SWIFT/BIC code. You can browse every SWIFT code in Romania for free. Timing matters too: transfers do not settle on Romania bank holidays, so check the calendar before sending anything urgent.
Frequently Asked Questions
How long is a Romania IBAN?
Romania IBANs are exactly 24 characters long, starting with RO followed by 2 check digits.
Is Romania part of SEPA?
Yes, Romania participates in SEPA (Single Euro Payments Area), so euro transfers to and from other SEPA countries are fast and low-cost.
Can I validate a Romania IBAN without sending it anywhere?
Yes, use the checker above. Validation runs in your browser using the ISO 7064 mod-97 algorithm, the IBAN never leaves your device.
What is the structure of a Romania IBAN?
After the country code and check digits, a Romania IBAN contains: 4a bank, 16c account.