Portugal IBAN at a Glance
| Country | Portugal (PT) |
| Length | 25 characters |
| Structure (after PT + check digits) | 4n bank, 4n branch, 11n account, 2n check |
| Example IBAN | PT50 0002 0123 1234 5678 9015 4 |
| SEPA member | Yes |
The example above is the published ISO registry sample for Portugal. It passes checksum validation but is not a real account.
How to Read a Portugal IBAN
Every IBAN starts the same way: the first two letters are the country code (PT) and the next two digits are the mod-97 check digits, computed over the entire number. What follows is Portugal's domestic account format: 4n bank, 4n branch, 11n account, 2n check.
For an international transfer to Portugal you will typically need this IBAN plus the bank's SWIFT/BIC code. You can browse every SWIFT code in Portugal for free. Timing matters too: transfers do not settle on Portugal bank holidays, so check the calendar before sending anything urgent.
Frequently Asked Questions
How long is a Portugal IBAN?
Portugal IBANs are exactly 25 characters long, starting with PT followed by 2 check digits.
Is Portugal part of SEPA?
Yes, Portugal participates in SEPA (Single Euro Payments Area), so euro transfers to and from other SEPA countries are fast and low-cost.
Can I validate a Portugal IBAN without sending it anywhere?
Yes, use the checker above. Validation runs in your browser using the ISO 7064 mod-97 algorithm, the IBAN never leaves your device.
What is the structure of a Portugal IBAN?
After the country code and check digits, a Portugal IBAN contains: 4n bank, 4n branch, 11n account, 2n check.