Germany IBAN at a Glance
| Country | Germany (DE) |
| Length | 22 characters |
| Structure (after DE + check digits) | 8n bank (Bankleitzahl), 10n account |
| Example IBAN | DE89 3704 0044 0532 0130 00 |
| SEPA member | Yes |
The example above is the published ISO registry sample for Germany. It passes checksum validation but is not a real account.
How to Read a Germany IBAN
Every IBAN starts the same way: the first two letters are the country code (DE) and the next two digits are the mod-97 check digits, computed over the entire number. What follows is Germany's domestic account format: 8n bank (Bankleitzahl), 10n account.
For an international transfer to Germany you will typically need this IBAN plus the bank's SWIFT/BIC code. You can browse every SWIFT code in Germany for free. Timing matters too: transfers do not settle on Germany bank holidays, so check the calendar before sending anything urgent.
Frequently Asked Questions
How long is a Germany IBAN?
Germany IBANs are exactly 22 characters long, starting with DE followed by 2 check digits.
Is Germany part of SEPA?
Yes, Germany participates in SEPA (Single Euro Payments Area), so euro transfers to and from other SEPA countries are fast and low-cost.
Can I validate a Germany IBAN without sending it anywhere?
Yes, use the checker above. Validation runs in your browser using the ISO 7064 mod-97 algorithm, the IBAN never leaves your device.
What is the structure of a Germany IBAN?
After the country code and check digits, a Germany IBAN contains: 8n bank (Bankleitzahl), 10n account.