Sweden IBAN at a Glance
| Country | Sweden (SE) |
| Length | 24 characters |
| Structure (after SE + check digits) | 3n bank, 16n account, 1n check |
| Example IBAN | SE45 5000 0000 0583 9825 7466 |
| SEPA member | Yes |
The example above is the published ISO registry sample for Sweden. It passes checksum validation but is not a real account.
How to Read a Sweden IBAN
Every IBAN starts the same way: the first two letters are the country code (SE) and the next two digits are the mod-97 check digits, computed over the entire number. What follows is Sweden's domestic account format: 3n bank, 16n account, 1n check.
For an international transfer to Sweden you will typically need this IBAN plus the bank's SWIFT/BIC code. You can browse every SWIFT code in Sweden for free. Timing matters too: transfers do not settle on Sweden bank holidays, so check the calendar before sending anything urgent.
Frequently Asked Questions
How long is a Sweden IBAN?
Sweden IBANs are exactly 24 characters long, starting with SE followed by 2 check digits.
Is Sweden part of SEPA?
Yes, Sweden participates in SEPA (Single Euro Payments Area), so euro transfers to and from other SEPA countries are fast and low-cost.
Can I validate a Sweden IBAN without sending it anywhere?
Yes, use the checker above. Validation runs in your browser using the ISO 7064 mod-97 algorithm, the IBAN never leaves your device.
What is the structure of a Sweden IBAN?
After the country code and check digits, a Sweden IBAN contains: 3n bank, 16n account, 1n check.