France IBAN at a Glance
| Country | France (FR) |
| Length | 27 characters |
| Structure (after FR + check digits) | 5n bank, 5n branch, 11c account, 2n key |
| Example IBAN | FR14 2004 1010 0505 0001 3M02 606 |
| SEPA member | Yes |
The example above is the published ISO registry sample for France. It passes checksum validation but is not a real account.
How to Read a France IBAN
Every IBAN starts the same way: the first two letters are the country code (FR) and the next two digits are the mod-97 check digits, computed over the entire number. What follows is France's domestic account format: 5n bank, 5n branch, 11c account, 2n key.
For an international transfer to France you will typically need this IBAN plus the bank's SWIFT/BIC code. You can browse every SWIFT code in France for free. Timing matters too: transfers do not settle on France bank holidays, so check the calendar before sending anything urgent.
Frequently Asked Questions
How long is a France IBAN?
France IBANs are exactly 27 characters long, starting with FR followed by 2 check digits.
Is France part of SEPA?
Yes, France participates in SEPA (Single Euro Payments Area), so euro transfers to and from other SEPA countries are fast and low-cost.
Can I validate a France IBAN without sending it anywhere?
Yes, use the checker above. Validation runs in your browser using the ISO 7064 mod-97 algorithm, the IBAN never leaves your device.
What is the structure of a France IBAN?
After the country code and check digits, a France IBAN contains: 5n bank, 5n branch, 11c account, 2n key.