Switzerland IBAN at a Glance
| Country | Switzerland (CH) |
| Length | 21 characters |
| Structure (after CH + check digits) | 5n bank, 12c account |
| Example IBAN | CH93 0076 2011 6238 5295 7 |
| SEPA member | Yes |
The example above is the published ISO registry sample for Switzerland. It passes checksum validation but is not a real account.
How to Read a Switzerland IBAN
Every IBAN starts the same way: the first two letters are the country code (CH) and the next two digits are the mod-97 check digits, computed over the entire number. What follows is Switzerland's domestic account format: 5n bank, 12c account.
For an international transfer to Switzerland you will typically need this IBAN plus the bank's SWIFT/BIC code. You can browse every SWIFT code in Switzerland for free. Timing matters too: transfers do not settle on Switzerland bank holidays, so check the calendar before sending anything urgent.
Frequently Asked Questions
How long is a Switzerland IBAN?
Switzerland IBANs are exactly 21 characters long, starting with CH followed by 2 check digits.
Is Switzerland part of SEPA?
Yes, Switzerland participates in SEPA (Single Euro Payments Area), so euro transfers to and from other SEPA countries are fast and low-cost.
Can I validate a Switzerland IBAN without sending it anywhere?
Yes, use the checker above. Validation runs in your browser using the ISO 7064 mod-97 algorithm, the IBAN never leaves your device.
What is the structure of a Switzerland IBAN?
After the country code and check digits, a Switzerland IBAN contains: 5n bank, 12c account.