Malta IBAN at a Glance
| Country | Malta (MT) |
| Length | 31 characters |
| Structure (after MT + check digits) | 4a bank, 5n branch, 18c account |
| Example IBAN | MT84 MALT 0110 0001 2345 MTLC AST0 01S |
| SEPA member | Yes |
The example above is the published ISO registry sample for Malta. It passes checksum validation but is not a real account.
How to Read a Malta IBAN
Every IBAN starts the same way: the first two letters are the country code (MT) and the next two digits are the mod-97 check digits, computed over the entire number. What follows is Malta's domestic account format: 4a bank, 5n branch, 18c account.
For an international transfer to Malta you will typically need this IBAN plus the bank's SWIFT/BIC code, which you can verify with our SWIFT Code Checker.
Frequently Asked Questions
How long is a Malta IBAN?
Exactly 31 characters, always starting with MT.
Is Malta part of SEPA?
Yes. Euro transfers to and from other SEPA countries are typically fast and low-cost.
Can I validate a Malta IBAN without sending it anywhere?
Yes, use the checker above. Validation runs in your browser using the ISO 7064 mod-97 algorithm; the IBAN never leaves your device.