Moldova IBAN at a Glance
| Country | Moldova (MD) |
| Length | 24 characters |
| Structure (after MD + check digits) | 2c bank, 18c account |
| Example IBAN | MD24 AG00 0225 1000 1310 4168 |
| SEPA member | No |
The example above is the published ISO registry sample for Moldova. It passes checksum validation but is not a real account.
How to Read a Moldova IBAN
Every IBAN starts the same way: the first two letters are the country code (MD) and the next two digits are the mod-97 check digits, computed over the entire number. What follows is Moldova's domestic account format: 2c bank, 18c account.
For an international transfer to Moldova you will typically need this IBAN plus the bank's SWIFT/BIC code. You can browse every SWIFT code in Moldova for free. Timing matters too: transfers do not settle on Moldova bank holidays, so check the calendar before sending anything urgent.
Frequently Asked Questions
How long is a Moldova IBAN?
Moldova IBANs are exactly 24 characters long, starting with MD followed by 2 check digits.
Is Moldova part of SEPA?
No, Moldova is not a SEPA country. Transfers are routed as international SWIFT payments.
Can I validate a Moldova IBAN without sending it anywhere?
Yes, use the checker above. Validation runs in your browser using the ISO 7064 mod-97 algorithm, the IBAN never leaves your device.
What is the structure of a Moldova IBAN?
After the country code and check digits, a Moldova IBAN contains: 2c bank, 18c account.