Kazakhstan IBAN at a Glance
| Country | Kazakhstan (KZ) |
| Length | 20 characters |
| Structure (after KZ + check digits) | 3n bank, 13c account |
| Example IBAN | KZ86 125K ZT50 0410 0100 |
| SEPA member | No |
The example above is the published ISO registry sample for Kazakhstan. It passes checksum validation but is not a real account.
How to Read a Kazakhstan IBAN
Every IBAN starts the same way: the first two letters are the country code (KZ) and the next two digits are the mod-97 check digits, computed over the entire number. What follows is Kazakhstan's domestic account format: 3n bank, 13c account.
For an international transfer to Kazakhstan you will typically need this IBAN plus the bank's SWIFT/BIC code. You can browse every SWIFT code in Kazakhstan for free. Timing matters too: transfers do not settle on Kazakhstan bank holidays, so check the calendar before sending anything urgent.
Frequently Asked Questions
How long is a Kazakhstan IBAN?
Kazakhstan IBANs are exactly 20 characters long, starting with KZ followed by 2 check digits.
Is Kazakhstan part of SEPA?
No, Kazakhstan is not a SEPA country. Transfers are routed as international SWIFT payments.
Can I validate a Kazakhstan IBAN without sending it anywhere?
Yes, use the checker above. Validation runs in your browser using the ISO 7064 mod-97 algorithm, the IBAN never leaves your device.
What is the structure of a Kazakhstan IBAN?
After the country code and check digits, a Kazakhstan IBAN contains: 3n bank, 13c account.