Iceland IBAN at a Glance
| Country | Iceland (IS) |
| Length | 26 characters |
| Structure (after IS + check digits) | 4n bank, 2n branch, 6n account, 10n kennitala |
| Example IBAN | IS14 0159 2600 7654 5510 7303 39 |
| SEPA member | Yes |
The example above is the published ISO registry sample for Iceland. It passes checksum validation but is not a real account.
How to Read an Iceland IBAN
Every IBAN starts the same way: the first two letters are the country code (IS) and the next two digits are the mod-97 check digits, computed over the entire number. What follows is Iceland's domestic account format: 4n bank, 2n branch, 6n account, 10n kennitala.
For an international transfer to Iceland you will typically need this IBAN plus the bank's SWIFT/BIC code. You can browse every SWIFT code in Iceland for free. Timing matters too: transfers do not settle on Iceland bank holidays, so check the calendar before sending anything urgent.
Frequently Asked Questions
How long is an Iceland IBAN?
Iceland IBANs are exactly 26 characters long, starting with IS followed by 2 check digits.
Is Iceland part of SEPA?
Yes, Iceland participates in SEPA (Single Euro Payments Area), so euro transfers to and from other SEPA countries are fast and low-cost.
Can I validate an Iceland IBAN without sending it anywhere?
Yes, use the checker above. Validation runs in your browser using the ISO 7064 mod-97 algorithm, the IBAN never leaves your device.
What is the structure of an Iceland IBAN?
After the country code and check digits, an Iceland IBAN contains: 4n bank, 2n branch, 6n account, 10n kennitala.