Iraq IBAN at a Glance
| Country | Iraq (IQ) |
| Length | 23 characters |
| Structure (after IQ + check digits) | 4a bank, 3n branch, 12n account |
| Example IBAN | IQ98 NBIQ 8501 2345 6789 012 |
| SEPA member | No |
The example above is the published ISO registry sample for Iraq. It passes checksum validation but is not a real account.
How to Read a Iraq IBAN
Every IBAN starts the same way: the first two letters are the country code (IQ) and the next two digits are the mod-97 check digits, computed over the entire number. What follows is Iraq's domestic account format: 4a bank, 3n branch, 12n account.
For an international transfer to Iraq you will typically need this IBAN plus the bank's SWIFT/BIC code, which you can verify with our SWIFT Code Checker.
Frequently Asked Questions
How long is a Iraq IBAN?
Exactly 23 characters, always starting with IQ.
Is Iraq part of SEPA?
No. Transfers are routed as standard international SWIFT payments.
Can I validate a Iraq IBAN without sending it anywhere?
Yes, use the checker above. Validation runs in your browser using the ISO 7064 mod-97 algorithm; the IBAN never leaves your device.