Iraq IBAN at a Glance
| Country | Iraq (IQ) |
| Length | 23 characters |
| Structure (after IQ + check digits) | 4a bank, 3n branch, 12n account |
| Example IBAN | IQ98 NBIQ 8501 2345 6789 012 |
| SEPA member | No |
The example above is the published ISO registry sample for Iraq. It passes checksum validation but is not a real account.
How to Read an Iraq IBAN
Every IBAN starts the same way: the first two letters are the country code (IQ) and the next two digits are the mod-97 check digits, computed over the entire number. What follows is Iraq's domestic account format: 4a bank, 3n branch, 12n account.
For an international transfer to Iraq you will typically need this IBAN plus the bank's SWIFT/BIC code. You can browse every SWIFT code in Iraq for free. Timing matters too: transfers do not settle on Iraq bank holidays, so check the calendar before sending anything urgent.
Frequently Asked Questions
How long is an Iraq IBAN?
Iraq IBANs are exactly 23 characters long, starting with IQ followed by 2 check digits.
Is Iraq part of SEPA?
No, Iraq is not a SEPA country. Transfers are routed as international SWIFT payments.
Can I validate an Iraq IBAN without sending it anywhere?
Yes, use the checker above. Validation runs in your browser using the ISO 7064 mod-97 algorithm, the IBAN never leaves your device.
What is the structure of an Iraq IBAN?
After the country code and check digits, an Iraq IBAN contains: 4a bank, 3n branch, 12n account.