Guatemala IBAN at a Glance
| Country | Guatemala (GT) |
| Length | 28 characters |
| Structure (after GT + check digits) | 4c bank, 20c account |
| Example IBAN | GT82 TRAJ 0102 0000 0012 1002 9690 |
| SEPA member | No |
The example above is the published ISO registry sample for Guatemala. It passes checksum validation but is not a real account.
How to Read a Guatemala IBAN
Every IBAN starts the same way: the first two letters are the country code (GT) and the next two digits are the mod-97 check digits, computed over the entire number. What follows is Guatemala's domestic account format: 4c bank, 20c account.
For an international transfer to Guatemala you will typically need this IBAN plus the bank's SWIFT/BIC code. You can browse every SWIFT code in Guatemala for free. Timing matters too: transfers do not settle on Guatemala bank holidays, so check the calendar before sending anything urgent.
Frequently Asked Questions
How long is a Guatemala IBAN?
Guatemala IBANs are exactly 28 characters long, starting with GT followed by 2 check digits.
Is Guatemala part of SEPA?
No, Guatemala is not a SEPA country. Transfers are routed as international SWIFT payments.
Can I validate a Guatemala IBAN without sending it anywhere?
Yes, use the checker above. Validation runs in your browser using the ISO 7064 mod-97 algorithm, the IBAN never leaves your device.
What is the structure of a Guatemala IBAN?
After the country code and check digits, a Guatemala IBAN contains: 4c bank, 20c account.