Cyprus IBAN at a Glance
| Country | Cyprus (CY) |
| Length | 28 characters |
| Structure (after CY + check digits) | 3n bank, 5n branch, 16c account |
| Example IBAN | CY17 0020 0128 0000 0012 0052 7600 |
| SEPA member | Yes |
The example above is the published ISO registry sample for Cyprus. It passes checksum validation but is not a real account.
How to Read a Cyprus IBAN
Every IBAN starts the same way: the first two letters are the country code (CY) and the next two digits are the mod-97 check digits, computed over the entire number. What follows is Cyprus's domestic account format: 3n bank, 5n branch, 16c account.
For an international transfer to Cyprus you will typically need this IBAN plus the bank's SWIFT/BIC code. You can browse every SWIFT code in Cyprus for free. Timing matters too: transfers do not settle on Cyprus bank holidays, so check the calendar before sending anything urgent.
Frequently Asked Questions
How long is a Cyprus IBAN?
Cyprus IBANs are exactly 28 characters long, starting with CY followed by 2 check digits.
Is Cyprus part of SEPA?
Yes, Cyprus participates in SEPA (Single Euro Payments Area), so euro transfers to and from other SEPA countries are fast and low-cost.
Can I validate a Cyprus IBAN without sending it anywhere?
Yes, use the checker above. Validation runs in your browser using the ISO 7064 mod-97 algorithm, the IBAN never leaves your device.
What is the structure of a Cyprus IBAN?
After the country code and check digits, a Cyprus IBAN contains: 3n bank, 5n branch, 16c account.