United Arab Emirates IBAN at a Glance
| Country | United Arab Emirates (AE) |
| Length | 23 characters |
| Structure (after AE + check digits) | 3n bank, 16n account |
| Example IBAN | AE07 0331 2345 6789 0123 456 |
| SEPA member | No |
The example above is the published ISO registry sample for United Arab Emirates. It passes checksum validation but is not a real account.
How to Read a United Arab Emirates IBAN
Every IBAN starts the same way: the first two letters are the country code (AE) and the next two digits are the mod-97 check digits, computed over the entire number. What follows is United Arab Emirates's domestic account format: 3n bank, 16n account.
For an international transfer to United Arab Emirates you will typically need this IBAN plus the bank's SWIFT/BIC code, which you can verify with our SWIFT Code Checker.
Frequently Asked Questions
How long is a United Arab Emirates IBAN?
Exactly 23 characters, always starting with AE.
Is United Arab Emirates part of SEPA?
No. Transfers are routed as standard international SWIFT payments.
Can I validate a United Arab Emirates IBAN without sending it anywhere?
Yes, use the checker above. Validation runs in your browser using the ISO 7064 mod-97 algorithm; the IBAN never leaves your device.