United Arab Emirates IBAN at a Glance
| Country | United Arab Emirates (AE) |
| Length | 23 characters |
| Structure (after AE + check digits) | 3n bank, 16n account |
| Example IBAN | AE07 0331 2345 6789 0123 456 |
| SEPA member | No |
The example above is the published ISO registry sample for United Arab Emirates. It passes checksum validation but is not a real account.
How to Read an United Arab Emirates IBAN
Every IBAN starts the same way: the first two letters are the country code (AE) and the next two digits are the mod-97 check digits, computed over the entire number. What follows is United Arab Emirates's domestic account format: 3n bank, 16n account.
For an international transfer to United Arab Emirates you will typically need this IBAN plus the bank's SWIFT/BIC code. You can browse every SWIFT code in United Arab Emirates for free. Timing matters too: transfers do not settle on United Arab Emirates bank holidays, so check the calendar before sending anything urgent.
Frequently Asked Questions
How long is an United Arab Emirates IBAN?
United Arab Emirates IBANs are exactly 23 characters long, starting with AE followed by 2 check digits.
Is United Arab Emirates part of SEPA?
No, United Arab Emirates is not a SEPA country. Transfers are routed as international SWIFT payments.
Can I validate an United Arab Emirates IBAN without sending it anywhere?
Yes, use the checker above. Validation runs in your browser using the ISO 7064 mod-97 algorithm, the IBAN never leaves your device.
What is the structure of an United Arab Emirates IBAN?
After the country code and check digits, an United Arab Emirates IBAN contains: 3n bank, 16n account.